Freestyle fees and charges
Interest free days and zero fee options
Variable interest rate (p.a.)
18.74% to 23.74%
The actual rate that you receive will depend on a range of factors, including your credit rating.
Credit limit
$1,000 to $10,000
Minimum withdrawal amount
$100
Monthly fee
$5
For balances over $20
Annual fee
$0 - $149
Based on your credit limit
Cash advance fee
1.5%
Other fees that may apply
Dishonour fee
$15
This is payable each time a direct debit is dishonoured or your commitment to make a loan repayment is not met.
Overdue fee
$35
Payable when the repayment is 7 days overdue, and again every 14 days thereafter, until arrears are cleared or a cap of $210 is reached.