Freestyle fees and charges
Interest free days and zero fee options
Variable interest rate (p.a.)
5.99% to 24.49%
This interest rate is based on the Annual Percentage Rate (APR). Our APR is calculated daily by applying the daily APR and charged in arrears on the outstanding balance of your loan to the date your payment is due.
Credit limit
$1,000 to $10,000
Minimum withdrawal amount
$100
Monthly fee
$5
For balances over $20
Annual fee
$0 - $149
Based on your credit limit
Cash advance fee
1.5%
Other fees that may apply
Dishonour fee
$15
This is payable each time a direct debit is dishonoured or your commitment to make a loan repayment is not met.
Overdue fee
$35
Payable when the repayment is 7 days overdue, and again every 14 days thereafter, until arrears are cleared or a cap of $210 is reached.