We’re fair, simple and transparent
Establishment fee
$0 - $395
Loans up to $15,000
$0 - $495
Loans above $15,001
Our fees
$10
Monthly fee
Variable interest rate (p.a.)
5.99% to 24.49%
This interest rate is based on the Annual Percentage Rate (APR). Our APR is calculated daily by applying the daily APR and charged in arrears on the outstanding balance of your loan to the date your payment is due.
Comparison rate (p.a.)
6.70% to 25.87%
This comparison rate is based on an unsecured variable rate personal loan of $30,000 for a term of 5 years. Rates displayed are for customers with an excellent credit history, where a $0 establishment fee applies. For other borrowers, an establishment fee of $395 or $495 will apply, based on loan amount. A $10 monthly fee applies to all personal loans.
Other fees that may apply
Dishonour fee
$15
This is payable each time a direct debit is dishonoured or your commitment to make a loan repayment is not met.
Overdue fee
$35
Payable when the repayment is 7 days overdue, and again every 14 days thereafter, until arrears are cleared or a cap of $210 is reached.