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Refinance your
car and save!
Start by getting a quote and see how much you could save
p.a.
p.a.
No credit score impact | Am I eligible?
Showing results for Car loans
Award-winning lender
Why refinance with MONEYME?
Get a better deal
By refinancing you could get a better interest rate, lower your monthly repayments and save on overall interest costs.
Apply online in minutes with same-day funding
Start saving on interest sooner – with your quote, approval and funds all sorted the same day.
Variable rates that pass on the savings
Our variable rates move with the market, so as the cash rate drops and we pass on savings, your repayments can too.
Refinance your balloon payment
Got a balloon payment coming up? Refinance today with flexible repayment options and no early exit fees. By the end of the loan term, you can own your car outright.
Start by getting a quote and see how
much you could save
No impact to credit score
How it works
Step 1
Start with a quote
No credit score impactGet a quote to find out how much you could borrow (up to $50,000) and your personalised rate. You can also view repayment options to help you budget.
Step 2
Get conditional approval
No credit score impactGet conditional approval by providing a few more details, like your income and expenses. No need to use the vehicle as security with our unsecured loan.
Step 3
Same-day funding
Accept your offer and we'll complete one final review. If everything looks good, you could have the funds in your account in as little as 60 minutes (even on weekends), so you can pay out your remaining balance on your existing car loan.
Car loans built for you
Available for all vehicle types up to $50,000
Buy or refinance a new or used vehicle
Unsecured loan, no collateral needed
No balloon payment at the end
Find out your rate, repayments and borrowing capacity
No impact to credit score
Why our customers love us
Low rates that
beat the banks
MONEYME
ANZ
NAB
Westpac
CommBank
Click here for important information on comparison rates. All rates are for variable rate loans, unless noted with an asterisk (*), which indicates a fixed rate loan. Comparison excludes short-term promotional rates. Last updated 31/03/25.
No impact to credit score
Loan terms
Select a term that suits you
from 3, 4, 5 or 7 years.
Our fees
$0 early repayment fee
$10 monthly account fee
One-off establishment fee
$0 for excellent credit history
$395 for loans up to $15,000
$495 for loans over $15,000
A different kind of lender
Quick quotes, fast approvals
We cut out unnecessary paperwork and delays with lending that's fast, simple, and built around you.
Transparent and flexible
No lock in contracts, hidden fees or surprises - just flexible options that keep you in control.
Real support, real fast
Speak to a real person if you have questions, we usually answer calls in seconds.
For people and the planet
We care about our social and environmental impact, and we're proudly B Corp Certified.
No impact to credit score
See what our customers say
No impact to credit score
*This comparison rate is based on an unsecured variable rate personal loan of $30,000 for a term of 5 years. Rates displayed are for customers with an excellent credit history, where a $0 establishment fee applies. For other borrowers, an establishment fee of $395 or $495 will apply, based on loan amount. A $10 monthly fee applies to all personal loans. WARNING: This comparison rate is true only for the example given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
Copyright 2025 l MoneyMe Financial Group Pty Ltd l ABN 40 163 691 236 l Australian credit licence number 442218 | Credit criteria, fees, charges, terms and conditions apply.