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Cashback Rewards Credit Card

Earn cashback. Every day.

A better way to get rewarded. ^

Check your credit limit without impacting your credit score before you apply

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1% cashback on everyday purchases

1% cashback on everyday purchases

No complicated points systems. Earn 1% cashback on everyday purchases like groceries, transport, and your daily coffee – up to a maximum of 1% of your credit limit per month.

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Cashback on autopilot

Cashback on autopilot

Monthly cashback credited straight to your credit card account balance. No hoops or expiry dates – your cashback takes care of itself.

Built-in perks you’ll actually use

Built-in perks you’ll actually use

Mobile phone insurance, rideshare protection, and ticket cover built in when you pay in full using your MONEYME Cashback Rewards Card.

Interest free days and no surprises

Enjoy more flexibility with up to 44 days interest free on everyday purchases

0%
For up to 44 days1
Other fees and charges may apply
19.99
%p.a.
to 26.99% p.a.
Personalised interest rate applies (based on your credit history) after interest free period.2 Cash advance rate from 22.99% to 29.99% p.a. applies.
Annual fee
$149 Credit limit up to $20,000
Other fees may apply3

A digital card, ready
when you are

Your card is ready to use the moment you’re approved. Just add it to your mobile wallet.

Access your digital card with a credit limit up to $20,000 in as little as 60 minutes.4

Or you can choose the express option during the application process and access a $2,000 credit limit in just 5 minutes.4

Express
Check our rates

Ready to earn rewards that actually count?

You can check your credit limit and rate before you apply

^Your cashback. Simplified.

Because rewards shouldn’t be complicated.

Check our rates

Cashback that doesn’t play hard to get.

Just tap in-store or pay online with your Cashback Rewards Card and you’ll automatically earn cashback on everyday eligible transactions – up to a maximum of 1% of your credit limit per month.

To view eligible transactions click here

We’ll handle the hard part.
You get the credit.

At the end of each month, when you pay your minimum repayment on time, we'll calculate all of the cashback you've earned and apply this as a single cashback credit to your account balance.

Any positive account balance from cashback will be transferred to your bank account if it’s not used within 7 days.

To view the full terms and conditions click here

Where convenience meets cashback

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Use wherever Mastercard™ is accepted

*Mastercard is a registered trademark of Mastercard International Incorporated. Acceptance depends on the merchant and is not guaranteed. Terms & conditions, qualification criteria and eligible card types may apply. Mastercard does not endorse or approve the goods or services provided by any merchant.

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Award-winning lender

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Trusted by over 110,000 Aussies

4.6 review rating

Ready to earn rewards that actually count?

You can check your credit limit and rate before you apply

1Conditions apply to the interest free period. Refer to the Terms and Conditions for the Account for further information. After the interest free period, an interest rate of 19.99% p.a. to 26.99% p.a. will apply.

2The actual rate that you receive will depend on a range of factors, including your credit score.

3Other fees include: 3% on cash advances, 3% on international transactions, $15 dishonour fee, and $35 overdue fee.

4Applications and maximum credit limits are subject to eligibility criteria including credit approval. Other terms and conditions may apply.

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Copyright 2025 l MoneyMe Financial Group Pty Ltd l ABN 40 163 691 236 l Australian credit licence number 442218 | Credit criteria, fees, charges, terms and conditions apply.