About MONEYME
Free credit
score check
Lenders know your score, do you? Check your credit score for free in the MONEYME app
Won't impact your credit score!
Understand how lenders see you
When applying for loans and credit, your credit score can affect your approval chances and the interest rate you're offered.
Check your score in the MONEYME app!
Subject to lender criteria and T&Cs
Get in-depth insights
See what's on your credit file, how it's impacting your score and what you can do about it.
Track your progress
We keep track of your score history so you can see how your score changes over time. Watch it improve or spot when something has impacted it negatively.
Boost your knowledge
Learn all there is to know about credit scores. We share useful tips and tricks on how to boost your score, how to avoid the common mistakes that will tank it, and much more.
Check your credit score
The MONEYME app provides a fast and easy way to check your credit score in Australia, and it's completely free. Simply download the app, access your credit score and receive personalised insights to understand the factors that influence it.
Understanding how credit scores work in Australia
Your credit score reflects your past credit use, repayment history, and the credit accounts you currently have. Late or missed payments can lower your score, while a history of consistent, timely repayments can increase your score over time. In simple terms, a high credit score demonstrates your trustworthiness to lenders and can help you access better loan terms and a lower interest rate.
Benefits of monitoring your credit score
Here's how checking your credit score can help you take control of your finances:
- Understand your score: Getting to know your credit score helps you make smart decisions about loans, credit cards, and how you spend your money.
- Get better deals: Improving your credit score can help you get a better deal with lenders, like lower interest rates on loans, giving you more money in your pocket!
- Track your success: Watch your credit score rise as you improve your credit habits, and celebrate your achievements as you build a stronger financial future.
- Fraud protection: By keeping an eye on your credit score, you can spot any unauthorised activity right away and take action to protect yourself.
- Peace of mind: By understanding and improving your score, you're setting yourself up for better financial outcomes in the future, whether it's buying a home or starting a business.
Won't impact your credit score!
Need a loan for something else?
What our customers say
Won't impact your credit score!
What is a credit score?
A credit score is a number that demonstrates your credit history and financial habits. Lenders use this score to assess your risk as a borrower and determine whether or not to lend you money, and if so, at what interest rate. A higher credit score generally indicates a lower risk to the lender, which can result in more favourable loan terms.
Why choose MONEYME to check your credit score?
Find out why so many Australians choose our app to build brighter financial futures.
All-in-one app: The MONEYME app makes it simple to perform a free credit score check in Australia and explore other products.
User-friendly: Forget financial jargon and confusing products. We make understanding your credit score easier than ever.
Personalised insights: Get more than just a score. Use our in-depth insights and actionable advice to boost your creditworthiness.
Trusted by thousands: Join thousands of Australians on the MONEYME app, rated 4.6/5 stars online.
A sustainable choice: MONEYME is committed to using business as a force for good and meeting high social and environmental standards..
A different kind of lender
Quick quotes, fast approvals
We cut out unnecessary paperwork and delays with lending that's fast, simple, and built around you.
Transparent and flexible
No lock in contracts, hidden fees or surprises - just flexible options that keep you in control.
Real support, real fast
Speak to a real person if you have questions, we usually answer calls in seconds.
For people and the planet
We care about our social and environmental impact, and we're proudly B Corp Certified.
Won't impact your credit score!
Check your score
for free
Checking won't impact your score, so what are you waiting for? Download the MONEYME app to check your score in seconds.
Won't impact your credit score!
Purpose-driven
and responsible
At MONEYME, we're not just here to provide low rate loans - we're here to make a difference. We believe in providing smart, responsible lending that keeps you financially on track, whilst doing good for the planet.
As a Certified B CorporationTM we're big on sustainability. We hold ourselves accountable to the high standards of the B Corp movement, supporting renewable energy projects, doing our part for the community, and striving towards a greener future.
Explore our impact
*This comparison rate is based on an unsecured variable rate personal loan of $30,000 for a term of 5 years. Rates displayed are for customers with an excellent credit history, where a $0 establishment fee applies. For other borrowers, an establishment fee of $395 or $495 will apply, based on loan amount. A $10 monthly fee applies to all personal loans. WARNING: This comparison rate is true only for the example given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
MONEYME acknowledges Aboriginal and Torres Strait Islander peoples as the first people and Traditional Custodians of the land and waterways throughout Australia. We recognise their continued connection to culture, community and Country, and pay our respects to Elders past and present. Learn more about our commitment here.
Our business hours
Sydney/Melbourne time
Customers
Monday - Friday
8AM-7PM
Saturday
9AM-6PM
Sunday
Closed
Partners
Monday - Friday
8AM-5PM
Saturday & Sunday
9AM-3PM
Customer support
Copyright 2025 l MoneyMe Financial Group Pty Ltd l ABN 40 163 691 236 l Australian credit licence number 442218 | Credit criteria, fees, charges, terms and conditions apply.