Low rate wedding loans

Low rates starting from 5.99% p.a. (comparison rate from 6.70% p.a.*) with money in your bank account in as little as 60 minutes.

Won't impact your credit score!
ratings
Wedding loan

Why our customers love us

Low rates that
beat the banks

MONEYME

from 6.70% p.a.

ANZ

from 8.18% p.a.

NAB

from 8.53% p.a.

Westpac

from 9.18% p.a.

CommBank

from 9.64% p.a.

Click here for important information on comparison rates. All rates are for variable rate loans, unless noted with an asterisk (*), which indicates a fixed rate loan. Comparison excludes short-term promotional rates. Last updated 31/03/25.

Won't impact your credit score!

A wedding loan built around you

Great low rates

Great low rates

Low rates that beat the banks. Put more money back in your pocket.

Your loan, your timeline

Your loan, your timeline

Choose a loan term that fits your budget. No early repayment fees.

Get a quote in minutes

Get a quote in minutes

See your interest rate and repayments without impacting your credit score.

Same-day loans

Same-day loans

Fast approvals, instant transfers. Money in your account in as little as 60 minutes.

Wedding loan calculator

Enter your loan details

Don't know your score? Check for free

Estimated monthly repayments

$0.00

Example variable interest rate

8.7% p.a.

Comparison rate*

10.08% p.a.

Total charges

$0.00

Total repayments

$0.00

It won't affect your credit score!

Award-winning lender

Award atf
ratings

Low rates, no surprising fees

Variable interest rate

5.99

%p.a.

up to

24.49

%p.a.

Comparison rate*

6.70

%p.a.

up to

25.87

%p.a.
Won't impact your credit score!
Check our rates

Establishment fee

$0 - $395

Loans up to $15,000

$0 - $495

Loans above $15,001


Loan term

3 to 7 years


Our fees

$10

Monthly fee

$0

Early exit fees

*This comparison rate is based on an unsecured variable rate personal loan of $30,000 for a term of 5 years. Rates displayed are for customers with an excellent credit history, where a $0 establishment fee applies. For other borrowers, an establishment fee of $395 or $495 will apply, based on loan amount. A $10 monthly fee applies to all personal loans. WARNING: This comparison rate is true only for the example given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.

Get a quote for a wedding loan in minutes

You can check your wedding loan interest rate and repayments online with an obligation-free quote. It only takes a few minutes and there's no impact on your credit score.

1Check your rate and repayments

You can get a conditional loan offer in just minutes without impacting your credit score!

2Submit your application

Review your loan offer, accept it, and you'll get an outcome typically within 60 minutes.

3Same-day funding

Once approved, we'll transfer the money to your bank account immediately, even on weekends.

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Must be Australian citizen, New
Zealand citizen or permanent resident

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Earn more than $30,000 p.a. from employment

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Must at least be 18 years old

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Bank-grade security

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‘Read only' access to accounts

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256-bit data encryption

Won't impact your credit score!
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A different kind of lender

Quick quotes, fast approvals

Quick quotes, fast approvals

We cut out unnecessary paperwork and delays with lending that's fast, simple, and built around you.

Transparent and flexible

Transparent and flexible

No lock in contracts, hidden fees or surprises - just flexible options that keep you in control.

Real support, real fast

Real support, real fast

Speak to a real person if you have questions, we usually answer calls in seconds.

For people and the planet

For people and the planet

We care about our social and environmental impact, and we're proudly B Corp Certified.

Won't impact your credit score!

What is a wedding loan?

A wedding loan is a type of personal loan that helps you fund your big day without draining all your savings. Whether you’re booking a venue, covering vendor deposits, or finalising last-minute details, a wedding loan provides upfront funds so you can focus on celebrating. It can be used for proposals, engagement parties, weddings, honeymoons, or anything in between.

MONEYME offers fast, flexible wedding loans with a simple online process. You can get a personalised quote in minutes to check your rate and repayments before you apply. Our wedding personal loans are unsecured, so there’s no need to provide collateral or dip into emergency savings.

Won't impact your credit score!
Personal loans for big and small moments

Trusted by over 110,000 Aussies

4.6 review rating
Won't impact your credit score!

Using your loan for wedding expenses

A personal loan for your wedding gives you financial control and flexibility to pay for what matters most. You can use your loan for:

  • Venue hire and catering
  • Photographer and videographer packages
  • Wedding attire and styling
  • Entertainment and music
  • Florals and decorations
  • Honeymoon or travel expenses
  • Celebrant or ceremony fees
  • Deposits for vendors and suppliers
  • Wedding dress or wedding suit or tuxedo
  • Proposal, engagement party, wedding event or honeymoon

And more! From the engagement party to your honeymoon, a wedding loan can help bring your plans to life.

What is personal loans

Benefits of a wedding loan with MONEYME

Thousands of couples trust MONEYME to help fund their big day. Here’s why:

  • Get a quote in minutes – See your personalised rate and repayments upfront (with no impact to credit score) so you can budget your wedding effectively.
  • Apply online and get funded the same day – Our process is digital, with approvals and transfers typically happening the same day, even on weekends, allowing you to lock in vendors and not stress about slow approval times.
  • No early exit fees – If you receive gifts or extra funds, you can pay off your loan early or make extra repayments without any additional cost.
  • Flexible loan options – Borrow between $5,000 and $50,000 and choose a loan term that suits your timeline, from 3 to 7 years.
  • Stay in control with our app – Track repayments, manage your loan and make updates easily through the MONEYME mobile app.

Whether you're planning something small or going all out, MONEYME helps you stay organised and in control of your wedding budget.

Everything you need in one app

Get a quote or apply on-the-go in minutes and manage your account anytime, anywhere.

Purpose-driven
and responsible

At MONEYME, we're not just here to provide low rate loans - we're here to make a difference. We believe in providing smart, responsible lending that keeps you financially on track, whilst doing good for the planet.

As a Certified B CorporationTM we're big on sustainability. We hold ourselves accountable to the high standards of the B Corp movement, supporting renewable energy projects, doing our part for the community, and striving towards a greener future.

Explore our impact arrow right

Ready to get a quote? Start here Start here

How much do you want to borrow?

We provide loans from $5,000 up to $50,000

$

*This comparison rate is based on an unsecured variable rate personal loan of $30,000 for a term of 5 years. Rates displayed are for customers with an excellent credit history, where a $0 establishment fee applies. For other borrowers, an establishment fee of $395 or $495 will apply, based on loan amount. A $10 monthly fee applies to all personal loans. WARNING: This comparison rate is true only for the example given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.

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Copyright 2025 l MoneyMe Financial Group Pty Ltd l ABN 40 163 691 236 l Australian credit licence number 442218 | Credit criteria, fees, charges, terms and conditions apply.