About MONEYME
Personal loans up to $70,000
Bank-beating rates, speed and service
Check your interest rate, repayments and maximum loan amount in 90 seconds.
Variable rate
5.99
%
p.a.
p.a.
Comparison rate *
6.70
%
p.a.
p.a.
With no impact to your credit score
Award-winning lender
Why our customers love us
Low rates that
beat the banks
MONEYME
from 6.70% p.a.
ANZ
from 8.18% p.a.
NAB
from 8.99% p.a.
Westpac
from 9.18% p.a.*
CommBank
from 9.64% p.a.
Click here for important information on comparison rates. All rates are for variable rate loans, unless noted with an asterisk (*), which indicates a fixed rate loan. Comparison excludes short-term promotional rates. Last updated 31/03/25.
With no impact to your credit score
A personal loan built around you
Great low rates
Low rates that beat the banks. Put more money back in your pocket.
Your loan, your timeline
Choose a loan term that fits your budget. No early repayment fees.
Get a quote in minutes
See your interest rate and repayments without impacting your credit score.
Same-day loans
Approvals and funding in as little as 60 minutes, even on weekends.
Low rates, no surprising fees
Variable interest rate
5.99
%p.a.
up to 24.49% p.a.
Comparison rate*
6.70
%p.a.
up to 25.87% p.a.
With no impact to your credit score
*This comparison rate is based on an unsecured variable rate personal loan of $30,000 for a term of 5 years. Rates displayed are for customers with an excellent credit history, where a $0 establishment fee applies. For other borrowers, an establishment fee of $395 or $495 will apply, based on loan amount. A $10 monthly fee applies to all personal loans. WARNING: This comparison rate is true only for the example given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
Establishment fee
$0 - $395
Loans up to $15,000
$0 - $495
Loans above $15,001
Loan term
3 to 7 years
Our fees
$10
Monthly fee
$0
Early exit fees
*This comparison rate is based on an unsecured variable rate personal loan of $30,000 for a term of 5 years. Rates displayed are for customers with an excellent credit history, where a $0 establishment fee applies. For other borrowers, an establishment fee of $395 or $495 will apply, based on loan amount. A $10 monthly fee applies to all personal loans. WARNING: This comparison rate is true only for the example given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
Get a quote for a personal loan in minutes
You can check your personal loan interest rate and repayments online with an obligation-free quote. It only takes a few minutes and there's no impact on your credit score.
1
Check your rate and repayments
You can get a conditional loan offer in just minutes
without impacting your credit score!
2
Submit your application
Review your loan offer, accept it, and you'll get an
outcome typically within 60 minutes.
3
Same-day funding
Once approved, we'll transfer the money to your bank
account immediately, even on weekends.
With no impact to your credit score
A different kind of lender
Quick quotes,
fast approvals
We cut out unnecessary
paperwork and delays with
lending that's fast, simple,
and built around you.
Transparent and
flexible
No lock in contracts, hidden
fees or surprises - just
flexible options that keep
you in control.
Real support,
real fast
Speak to a real person if you
have questions, we usually
answer calls in seconds.
For people and the
planet
We care about our social and
environmental impact, and
we're proudly B Corp
Certified.
With no impact to your credit score
About MONEYME's white goods loan
If you need to purchase a new appliance, MONEYME is here to help. For an affordable white goods loan, follow our fast and simple application process. We offer low rates and no hidden charges. Even better, if your circumstances change, you can repay your white goods loan early without any early exit fees.
We’re an innovative digital lender with over 450,000 happy Australian customers and 3,500 5-star reviews! Proudly B Corp Certified, we’re a leading provider of personal loans. Trust MONEYME for superb service and a fast digital process that puts our customers in control.
With no impact to your credit score
Need a loan for something else?
Trusted by over 110,000 Aussies
Wonderful experience and efficient service
Quick turnaround in terms of the loan application outcome. Had great experience with MoneyMe as this is my second time with the company
ZakJul 1, 2024
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With no impact to your credit score
Pay for your new white goods with a personal loan
Sort an appliance upgrade in no time with a MONEYME white goods loan. Our online process is quick and simple:
Tell us how much you want to borrow, and your preferred repayment term (3 to 7 years). Provide your basic information, for an instant tailored quote, then confirm your acceptance by completing the application form. We’ll review it within the hour and, if approved, we will then transfer the funds to your bank account instantly. Prefer to talk to someone? No problem. Our friendly team will answer your call within seconds.
Everything you need in one app
Get a quote or apply on-the-go in minutes and manage your account anytime, anywhere.
Purpose-driven
and responsible
At MONEYME, we're not just here to provide low rate loans - we're here to make a difference. We believe in providing smart, responsible lending that keeps you financially on track, whilst doing good for the planet.
As a Certified B CorporationTM we're big on sustainability. We hold ourselves accountable to the high standards of the B Corp movement, supporting renewable energy projects, doing our part for the community, and striving towards a greener future.
Explore our impact
*This comparison rate is based on an unsecured variable rate personal loan of $30,000 for a term of 5 years. Rates displayed are for customers with an excellent credit history, where a $0 establishment fee applies. For other borrowers, an establishment fee of $395 or $495 will apply, based on loan amount. A $10 monthly fee applies to all personal loans. WARNING: This comparison rate is true only for the example given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
MONEYME acknowledges Aboriginal and Torres Strait Islander peoples as the first people and Traditional Custodians of the land and waterways throughout Australia. We recognise their continued connection to culture, community and Country, and pay our respects to Elders past and present. Learn more about our commitment here.
Our business hours
Sydney/Melbourne time
Customers
Monday - Friday
8AM-7PM
Saturday
9AM-6PM
Sunday
Closed
Partners
Monday - Friday
8AM-5PM
Saturday & Sunday
9AM-3PM
Customer support
Copyright 2025 l MoneyMe Financial Group Pty Ltd l ABN 40 163 691 236 l Australian credit licence number 442218 | Credit criteria, fees, charges, terms and conditions apply.