About MONEYME
Credit Score Tool
Banks know your credit score...
do you?
Track your score for free and learn how to improve it.
Won't impact your credit score!
Award-winning lender
Understand how lenders see you
When applying for loans and credit, your credit score can affect your approval chances and the interest rate you're offered.
Check your score in the MONEYME app!
Subject to lender criteria and T&Cs
Get in-depth insights
See what's on your credit file, how it's impacting your score and what you can do about it.
Track your progress
We keep track of your score history so you can see how your score changes over time. Watch it improve or spot when something has impacted it negatively.
Boost your knowledge
Learn all there is to know about credit scores. We share useful tips and tricks on how to boost your score, how to avoid the common mistakes that will tank it, and much more.
Free credit score check provider
If you’re looking for a free credit score check in Australia, then download the MONEYME app. Simply register your details to instantly access your free credit score and discover ways to improve it. With our app, you can view, track, and boost your credit score over time - and for free! We offer plenty of tips and insights to help you learn more and build your financial health for easier access to affordable credit.
In fact, the average MONEYME customer typically has a ‘very good’ or ‘excellent’ score with our free credit score Australia service. Download the MONEYME app today to take control of your finances!
What our customers say
Wonderful experience and efficient service
Quick turnaround in terms of the loan application outcome. Had great experience with MoneyMe as this is my second time with the company
ZakJul 1, 2024
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With no impact to your credit score
A different kind of lender
Quick quotes,
fast approvals
We cut out unnecessary paperwork and delays with lending that's fast, simple, and built around you.
Transparent and flexible
No lock in contracts, hidden fees or surprises - just flexible options that keep you in control.
Real support, real fast
Speak to a real person if you have questions, we usually answer calls in seconds.
For people and the planet
We care about our social and environmental impact, and we're proudly B Corp Certified.
With no impact to your credit score
Check your score
for free
Checking won't impact your score, so what are you waiting for? Download the MONEYME app to check your score in seconds.
Won't impact your credit score!
Use our free credit score check
Our free credit score Australia check is quick and simple to use, like all MONEYME services! Simply:
Download our app and register your details securely. Instantly see your private credit score, so you know what lenders can also see about you. These checks count as a soft score, so they don’t impact your credit rating. Discover free insights and tips to help you master and improve your credit score. Track your progress and improvements over time as you continue to monitor your credit score and take control of your finances. The MONEYME team is just a quick call away for queries. We pick up in 8 seconds!
Purpose-driven
and responsible
At MONEYME, we're not just here to provide low rate loans - we're here to make a difference. We believe in providing smart, responsible lending that keeps you financially on track, whilst doing good for the planet.
As a Certified B CorporationTM we're big on sustainability. We hold ourselves accountable to the high standards of the B Corp movement, supporting renewable energy projects, doing our part for the community, and striving towards a greener future.
Explore our impact
*This comparison rate is based on an unsecured variable rate personal loan of $30,000 for a term of 5 years. Rates displayed are for customers with an excellent credit history, where a $0 establishment fee applies. For other borrowers, an establishment fee of $395 or $495 will apply, based on loan amount. A $10 monthly fee applies to all personal loans. WARNING: This comparison rate is true only for the example given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
MONEYME acknowledges Aboriginal and Torres Strait Islander peoples as the first people and Traditional Custodians of the land and waterways throughout Australia. We recognise their continued connection to culture, community and Country, and pay our respects to Elders past and present. Learn more about our commitment here.
Our business hours
Sydney/Melbourne time
Customers
Monday - Friday
8AM-7PM
Saturday
9AM-6PM
Sunday
Closed
Partners
Monday - Friday
8AM-5PM
Saturday & Sunday
9AM-3PM
Customer support
Copyright 2025 l MoneyMe Financial Group Pty Ltd l ABN 40 163 691 236 l Australian credit licence number 442218 | Credit criteria, fees, charges, terms and conditions apply.