Consolidate
your debt
Simplify multiple debts into one easy-to-manage repayment
and you could get a lower interest rate, lower monthly
repayment and save on interest!
Get ahead with debt consolidation
Save on interest and fees
Combine expensive debt into a low-rate personal loan
Lower your monthly repayments
Choose a loan term that works with your budget
Simplify your finances
Consolidate your debtinto one easy-to- manage repayment
No early repayment fees
Want to pay off your debt consolidation loan faster? You can.
Make life easy with one lower monthly repayment
Forget juggling multiple debts and not knowing when or how much you're going to be charged next. With debt consolidation, you can simplify your debts into one easy to manage, lower monthly repayment.
Award-winning lender
Low rates, no surprising fees
Variable interest rate
5.99
up to
24.49
Comparison rate*
6.70
up to
25.87
Establishment fee
$0 - $395
Loans up to $15,000
$0 - $495
Loans above $15,001
Loan term
3 to 7 years
Our fees
$10
Monthly fee
$0
Early exit fees
*This comparison rate is based on an unsecured variable rate personal loan of $30,000 for a term of 5 years. Rates displayed are for customers with an excellent credit history, where a $0 establishment fee applies. For other borrowers, an establishment fee of $395 or $495 will apply, based on loan amount. A $10 monthly fee applies to all personal loans. WARNING: This comparison rate is true only for the example given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
Get a quote for a debt consolidation loan in just a few steps
Check what your interest rate and repayments would be with an obligation-free debt consolidation quote. It takes just a few minutes and won't impact your credit score.
1Check your rate and repayments
You can get a conditional loan offer in just minutes
without impacting your credit score!
2Submit your application
Review your loan offer, accept it, and you'll get an
outcome typically within 60 minutes.
3Same-day funding
Once approved, we'll transfer the money to your bank
account immediately, even on weekends.
A different kind of lender
Quick quotes, fast approvals
We cut out unnecessary paperwork and delays with lending that's fast, simple, and built around you.
Transparent and flexible
No lock in contracts, hidden fees or surprises - just flexible options that keep you in control.
Real support, real fast
Speak to a real person if you have questions, we usually answer calls in seconds.
For people and the planet
We care about our social and environmental impact, and we're proudly B Corp Certified.
Purpose-driven
and responsible
At MONEYME, we're not just here to provide low rate loans - we're here to make a difference. We believe in providing smart, responsible lending that keeps you financially on track, whilst doing good for the planet.
As a Certified B CorporationTM we're big on sustainability. We hold ourselves accountable to the high standards of the B Corp movement, supporting renewable energy projects, doing our part for the community, and striving towards a greener future.
Explore our impact
*This comparison rate is based on an unsecured variable rate personal loan of $30,000 for a term of 5 years. Rates displayed are for customers with an excellent credit history, where a $0 establishment fee applies. For other borrowers, an establishment fee of $395 or $495 will apply, based on loan amount. A $10 monthly fee applies to all personal loans. WARNING: This comparison rate is true only for the example given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
Copyright 2025 l MoneyMe Financial Group Pty Ltd l ABN 40 163 691 236 l Australian credit licence number 442218 | Credit criteria, fees, charges, terms and conditions apply.