Freestyle
Credit Card
A credit card designed for today. 100% digital, up to 55 days interest free1 on purchases, and with zero fee options.
A digital credit card for everyday
Up to 55 days interest free
Get up to 55 days interest-free on credit card purchases
Tap, shop and transfer
Tap & pay in-store, shop online or transfer to any bank account
Ready to use in minutes, not days
Your credit card can be approved and ready to use in minutes
100% digital, zero plastic waste
All the things you need from a credit card, without the plastic
Award-winning lender
Interest free days
and zero fee options
Enjoy more flexibility with up to 55 days interest free
on everyday purchases.Â
Annual fee
$0 Credit limit up to $3,000
$49 From $3,001 to $5,0003
$149 From $5,001 to $10,0003
Monthly fee
$0 Balance under $20
$5 Balance over $20
Other fees
1.5% On cash advances
Get a credit card in just a few steps
Get your credit card offer and check your credit limit and interest rate before you apply. It takes just a few minutes and won't impact your credit score.
1Apply in minutes
Apply for a Freestyle Credit Card online or via the
MONEYME app. Keep your driver's licence ready
to verify your account.
2Choose a credit limit
Get your credit offer and choose a credit limit from
$1,000-$10,000 to suit your needs.
3Add to your mobile wallet
Activate your Freestyle Credit Card to start spending
immediately, once approved.
A different kind of lender
Quick quotes, fast approvals
We cut out unnecessary paperwork and delays with lending that's fast, simple, and built around you.
Transparent and flexible
No lock in contracts, hidden fees or surprises - just flexible options that keep you in control.
Real support, real fast
Speak to a real person if you have questions, we usually answer calls in seconds.
For people and the planet
We care about our social and environmental impact, and we're proudly B Corp Certified.
Everything you need in one app
Apply in minutes and manage your account wherever and whenever you need it.
Purpose-driven
and responsible
At MONEYME, we're not just here to provide low rate loans - we're here to make a difference. We believe in providing smart, responsible lending that keeps you financially on track, whilst doing good for the planet.
As a Certified B CorporationTM we're big on sustainability. We hold ourselves accountable to the high standards of the B Corp movement, supporting renewable energy projects, doing our part for the community, and striving towards a greener future.
Explore our impact
1Conditions apply to the interest free period. Refer to the Terms and Conditions for the Account for further information. After the interest free period, an interest rate of 18.24% p.a. to 23.24% p.a. will apply.
2The actual rate that you receive will depend on a range of factors, including your credit score.
3Applications and maximum credit limits are subject to eligibility criteria including credit approval. Other terms and conditions may apply.
Copyright 2025 l MoneyMe Financial Group Pty Ltd l ABN 40 163 691 236 l Australian credit licence number 442218 | Credit criteria, fees, charges, terms and conditions apply.