About MONEYME
Better loans &
credit cards
Bank-beating rates, speed and service.
What is your
next goal?
A different kind of lender
Quick quotes, fast approvals
We cut out unnecessary paperwork and delays with lending that's fast, simple, and built around you.
Transparent and flexible
No lock in contracts, hidden fees or surprises - just flexible options that keep you in control.
Real support, real fast
Speak to a real person if you have questions, we usually answer calls in seconds.
For people and the planet
We care about our social and environmental impact, and we're proudly B Corp Certified.
Everything you need in one app
Apply in minutes and manage your account wherever and whenever you need it.
Purpose-driven
and responsible
At MONEYME, we're not just here to provide low rate loans - we're here to make a difference. We believe in providing smart, responsible lending that keeps you financially on track, whilst doing good for the planet.
As a Certified B CorporationTM we're big on sustainability. We hold ourselves accountable to the high standards of the B Corp movement, supporting renewable energy projects, doing our part for the community, and striving towards a greener future.
Explore our impact
What our customers say
MONEYME Personal Loans
Unlike specific-purpose loans such as home loans or car loans, personal loans give you the flexibility to borrow for what you need. Whatever you’re planning, personal loans offer a simple way to access funds for a wide range of purposes. We offer low-rate personal loans up to $50,000 with a fast, straightforward process.
Apply online or on the app in a few minutes, and receive a loan decision not long after that — no lengthy paperwork or unnecessary complexity. Then, depending on your loan amount and bank provider, you could receive your funds the same business day.
You can use the MONEYME app to:
- Monitor and manage your personal loan
- Update your details if your circumstances change
- Make extra repayments if you want to
That’s why MONEYME is one of Australia’s favourite online lenders. Simple, fast and responsible online loans - on your terms.
Looking to apply for a personal loan or compare your options? We’re here to help with expert guidance.
Ready to apply? Explore MONEYME’s range of online personal loans, debt consolidation loans, online car loans, our Freestyle credit card and more.
Won't impact your credit score!
MONEYME FAQs
Here are a few of the questions we receive the most about MONEYME:
*This comparison rate is based on an unsecured variable rate personal loan of $30,000 for a term of 5 years. Rates displayed are for customers with an excellent credit history, where a $0 establishment fee applies. For other borrowers, an establishment fee of $395 or $495 will apply, based on loan amount. A $10 monthly fee applies to all personal loans. WARNING: This comparison rate is true only for the example given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
MONEYME acknowledges Aboriginal and Torres Strait Islander peoples as the first people and Traditional Custodians of the land and waterways throughout Australia. We recognise their continued connection to culture, community and Country, and pay our respects to Elders past and present. Learn more about our commitment here.
Our business hours
Sydney/Melbourne time
Customers
Monday - Friday
8AM-7PM
Saturday
9AM-6PM
Sunday
Closed
Partners
Monday - Friday
8AM-5PM
Saturday & Sunday
9AM-3PM
Customer support
Copyright 2025 l MoneyMe Financial Group Pty Ltd l ABN 40 163 691 236 l Australian credit licence number 442218 | Credit criteria, fees, charges, terms and conditions apply.