About MONEYME
Low rates starting from 5.99% p.a. (comparison rate from 6.70% p.a.*) with money in your bank account in as little as 60 minutes.
MONEYME
ANZ
NAB
Westpac
CommBank
Click here for important information on comparison rates. All rates are for variable rate loans, unless noted with an asterisk (*), which indicates a fixed rate loan. Comparison excludes short-term promotional rates. Last updated 31/03/25.
Low rates that beat
the banks. Put more money back in your pocket.Choose a loan term
that fits your budget. No early repayment fees.See your interest rate
and repayments without impacting your credit score.Fast approvals, instant
transfers. Money in your account in as little as 60 minutes.Award-winning lender
Variable interest rate
up to
Comparison rate*
up to
Loans up to $15,000
Loans above $15,001
Monthly fee
Early exit fees
*This comparison rate is based on an unsecured variable rate personal loan of $30,000 for a term of 5 years. Rates displayed are for customers with an excellent credit history, where a $0 establishment fee applies. For other borrowers, an establishment fee of $395 or $495 will apply, based on loan amount. A $10 monthly fee applies to all personal loans. WARNING: This comparison rate is true only for the example given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
You can check your car loan interest rate and repayments online with an obligation-free quote. It only takes a few minutes and there's no impact on your credit score.
You can get a conditional loan offer in just minutes
without impacting your credit score!
Review your loan offer, accept it, and you'll get an
outcome typically within 60 minutes.
Once approved, we'll transfer the money to your bank
account immediately, even on weekends.
We cut out unnecessary
paperwork and delays with lending that's fast, simple, and built around you.No lock in contracts, hidden
fees or surprises - just flexible options that keep you in control.Speak to a real person if you
have questions, we usually answer calls in seconds.We care about our social and
environmental impact, and we're proudly B Corp Certified.Careful customers in Australia would often look for a business that supplies easy car finance as they take their time in physical and virtual dealerships. Certainly, shopping on a budget is the way to go – it removes uncertainty and allows you to see what vehicle models you can actually afford. That is why MONEYME makes the process much simpler by providing you with convenient and reliable car loans.
All you’ll need to do is fill up our 100% online application form, and our team of car finance specialists will take it from there. We’ll find a loan that suits your budget and let you know what your repayments will be. You will then receive an auto loan instant approval from our professional team.
Learn more about our exclusive advantages and see why MONEYME is one of the best car loan lenders in the market.
We pride ourselves on giving advanced yet intuitive solutions to just about any car buyer. In fact, our vehicle finance is so straightforward that even those borrowing money for the first time would have a breeze. Simply think of our offer as an alternative to a no credit car loan, but with so many more unique benefits.
To give you a better idea of how MONEYME operates, we have listed below brief descriptions of our modern lending process and secure online system.
Undoubtedly, looking for the perfect vehicle deal can already be such a complex process, so why complicate your situation further with small car loans that don’t give you a pleasant experience?
When you apply at MONEYME for easy car finance, you can rest assured that our modern lending process will give you convenience like no other. Rather than physically queuing up, submitting documents, and signing paperwork for secured car loans, you can invest in our collateral-free offer with just a few simple clicks.
Going completely paperless doesn’t mean that security and privacy are compromised. Easy finance for cars can be done online – arguably with more data protection.
The availability of the premium services at MONEYME allows you to make submissions on a secure online system. With Provisio technology (the standard encryption software used by the top banks in Australia), our expert team receives read-only copies of your bank statements. You can rest assured that your information is in good hands and that no one can touch your account or keep records of your transactions.
If you want to know more about our easy car finance, visit our website or download our mobile phone app available on both iOS and Android.
When it comes to our easy car loans, you would just have to submit documents that provide us with your personal, financial, and vehicle information. This way, our dedicated expert team can quickly review your request.
We look at more than just your raw numerical score. For instance, we take into account your sources of income, debt obligations, and living expenses. Even if you don't have an ideal credit history, we’ll make sure to analyse your past and present situation. If we can determine that you can pay for our rates and fees, our expert team will happily give you an auto loan instant approval.
Say goodbye to no credit check car loans and become one of the proud vehicle owners in the MONEYME community!
How to apply for car financing? Applying for our easy car finance is exactly what it sounds like – easy. Some customers would even say that MONEYME is the best place to get a car loan. Just follow the short and simple steps below.
Complete our application form, which only takes a few minutes. Submit the required documents and input basic contact information like your email address and mobile phone number. Wait for our expert team to evaluate and approve your request. Note that a response from us would generally take as little as 60 minutes. Once you’ve received our approval and you’ve signed our loan offer, the funds will be deposited into your bank account. You can then use these funds to buy the car of your dreams. That’s how effortless it is when you apply on our online platform. You can even handle your finances in the comfort of your own home through our mobile phone app. This makes the entire process even more straightforward and convenient.
You can also take advantage of our easy car finance calculator if you want to learn more about repayments and interest rates.
Apply with MONEYME today and let us help you secure the car loan you need!
At MONEYME, we're not just here to provide low rate loans - we're here to make a difference. We believe in providing smart, responsible lending that keeps you financially on track, whilst doing good for the planet.
As a Certified B CorporationTM we're big on sustainability. We hold ourselves accountable to the high standards of the B Corp movement, supporting renewable energy projects, doing our part for the community, and striving towards a greener future.
Explore our impact*This comparison rate is based on an unsecured variable rate personal loan of $30,000 for a term of 5 years. Rates displayed are for customers with an excellent credit history, where a $0 establishment fee applies. For other borrowers, an establishment fee of $395 or $495 will apply, based on loan amount. A $10 monthly fee applies to all personal loans. WARNING: This comparison rate is true only for the example given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.