About MONEYME
Personal loans for kicking goals
Low rates starting from 5.99% p.a. (comparison rate from 6.70% p.a.*) with money in your bank account in as little as 60 minutes.
Won't impact your credit score!
Why our customers love us
Low rates that
beat the banks
MONEYME
from 6.70% p.a.
ANZ
from 8.18% p.a.
NAB
from 8.53% p.a.
Westpac
from 9.18% p.a.
CommBank
from 9.64% p.a.
Click here for important information on comparison rates. All rates are for variable rate loans, unless noted with an asterisk (*), which indicates a fixed rate loan. Comparison excludes short-term promotional rates. Last updated 31/03/25.
Won't impact your credit score!
A personal loan built around you
Great low rates
Low rates that beat the banks. Put more money back in your pocket.
Your loan, your timeline
Choose a loan term that fits your budget. No early repayment fees.
Get a quote in minutes
See your interest rate and repayments without impacting your credit score.
Same-day loans
Fast approvals, instant transfers. Money in your account in as little as 60 minutes.
Award-winning lender
Low rates, no surprising fees
Variable interest rate
5.99
%p.a.
up to
24.49
%p.a.
Comparison rate*
6.70
%p.a.
up to
25.87
%p.a.
Won't impact your credit score!
Establishment fee
$0 - $395
Loans up to $15,000
$0 - $495
Loans above $15,001
Loan term
3 to 7 years
Our fees
$10
Monthly fee
$0
Early exit fees
*This comparison rate is based on an unsecured variable rate personal loan of $30,000 for a term of 5 years. Rates displayed are for customers with an excellent credit history, where a $0 establishment fee applies. For other borrowers, an establishment fee of $395 or $495 will apply, based on loan amount. A $10 monthly fee applies to all personal loans. WARNING: This comparison rate is true only for the example given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
Get a quote for a personal loan in minutes
You can check your personal loan interest rate and repayments online with an obligation-free quote. It only takes a few minutes and there's no impact on your credit score.
1Check your rate and repayments
You can get a conditional loan offer in just minutes
without impacting your credit score!
2Submit your application
Review your loan offer, accept it, and you'll get an
outcome typically within 60 minutes.
3Same-day funding
Once approved, we'll transfer the money to your bank
account immediately, even on weekends.
Won't impact your credit score!
A different kind of lender
Quick quotes, fast approvals
We cut out unnecessary paperwork and delays with lending that's fast, simple, and built around you.
Transparent and flexible
No lock in contracts, hidden fees or surprises - just flexible options that keep you in control.
Real support, real fast
Speak to a real person if you have questions, we usually answer calls in seconds.
For people and the planet
We care about our social and environmental impact, and we're proudly B Corp Certified.
Won't impact your credit score!
Cash Loans Canberra
Get approved for cash loans in Canberra between $5,000 and $50,000 now with MoneyMe. We offer a wholly online lending process which includes a fast and hassle-free application process, instant approvals and immediate cash transfers. We’re the money lender who knows what you’re looking for and how to get it to you as fast as possible. Managing your account with us is simple and can all be done from your smartphone. We send the bulk of our communication via text and email so you can get on with living your life, not wasting time talking to your credit provider. Apply online now for easy loans from MoneyMe, the no-bull online money lender.
Where to get quick cash loans in Canberra?
Get cash loans in Canberra online with MoneyMe! We are Australia’s wholly online lender covering right across the country and offering hassle-free online applications that take just minutes to complete and submit. You need to be at least 18 years old, currently employed and a permanent resident in Australia to qualify for our personal loan eligibility.
How do cash loans work?
Cash loans in Canberra from MoneyMe are nice and simple, just like our wholly online application process. Whether you’re based in Belconnen or Queanbeyan, Kingston or Braddon, you can apply for any of our quick cash loans in just minutes. Our low doc personal loan application requires just some standard forms of identification like your driver’s licence or your passport and your Medicare card. We’ll ask you for details relating to your income, your current living expenses and any other debts that you currently have.
The last screen of your online application form will ask you to input your online banking details. Don’t worry, this doesn’t give your personal loan broker access to your account or anything like that. Instead, we are sent a 90-day statement in PDF format that we use to instantly verify your application details. It will show us your income amounts, your general living costs and it’s the reason that we can offer instant loans online with such fast approvals.
Once we’ve assessed your application (this normally takes a matter of minutes when you apply during our business hours) we’ll send you a loan offer. This offer will include your total loan amount, the term of the loan and the interest rate you have been offered. If you’re happy with the loan, then simply digitally sign your contract and send it back to us. Once we received your signed offer then we transfer your new express loan funds immediately. Most customers receive the money they’re looking for in their account the very same day. Same day loans from MoneyMe isn’t just a gimmick – it’s the real deal. You could between $5,000 and $50,000 transferred immediately.
If you’re looking for a lump sum cash amount, then our quick cash loans are the fastest way to get that but if you’re looking for a more flexible credit option then you might want to consider our Freestyle Mastercard. Freestyle is the MoneyMe online credit card available for balances between $1000 and $20000. It works just like any other credit card in that you have access to a revolving line of credit rather than a lump sum cash amount like our personal loan options. Our customers also receive up to 55 days interest-free on purchases made using their Freestyle account so if you repay your credit balance within this period then you’re essentially using an interest free credit card.
Our variable rate personal loans are not offered with a personal loan redraw ability so if you need access to ongoing cash rather than just a single payment, consider Freestyle first. If you’re looking for a personal loan to pay off credit card balances or if you’re looking for a personal loan for debt consolidation, lump-sum cash transferred directly to your account could be the smarter option.
For anyone who’s not sure whether to apply for a personal loan vs credit card option, you can use an online loan repayment calculator to help you decide. These calculators are great ways to check ahead of time what kind of loan balance and loan period works best for your current finances or whether a credit card is the better way to go. It will give you an indicative loan repayment amount based on your preferred loan term, balance and interest rate that you can use to quickly check against your current living budget. When you know how much a comfortable loan amount is or whether our Freestyle option works best for you, then simply complete and submit your credit application online.
How do the repayments work for cash loans in Canberra?
Repayments on any of our easy finance loans are debited from your account every month. The repayment amount is calculated when you receive your loan offer and remains the same throughout the term of your loan. Our variable rate personal loans are offered at a variable interest rate which means you know exactly how affordable any loan from us before you sign your contract.
As a reliable MoneyMe customer, you are offered rewards like higher credit limits and lower fees and charges on future credit products that apply for with us.
Ready to get started on an application for cash loans in Canberra? Apply online now to see how much you can get approved for with MoneyMe.
Trusted by over 110,000 Aussies
Won't impact your credit score!
Purpose-driven
and responsible
At MONEYME, we're not just here to provide low rate loans - we're here to make a difference. We believe in providing smart, responsible lending that keeps you financially on track, whilst doing good for the planet.
As a Certified B CorporationTM we're big on sustainability. We hold ourselves accountable to the high standards of the B Corp movement, supporting renewable energy projects, doing our part for the community, and striving towards a greener future.
Explore our impact
*This comparison rate is based on an unsecured variable rate personal loan of $30,000 for a term of 5 years. Rates displayed are for customers with an excellent credit history, where a $0 establishment fee applies. For other borrowers, an establishment fee of $395 or $495 will apply, based on loan amount. A $10 monthly fee applies to all personal loans. WARNING: This comparison rate is true only for the example given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
MONEYME acknowledges Aboriginal and Torres Strait Islander peoples as the first people and Traditional Custodians of the land and waterways throughout Australia. We recognise their continued connection to culture, community and Country, and pay our respects to Elders past and present. Learn more about our commitment here.
Our business hours
Sydney/Melbourne time
Customers
Monday - Friday
8AM-7PM
Saturday
9AM-6PM
Sunday
Closed
Partners
Monday - Friday
8AM-5PM
Saturday & Sunday
9AM-3PM
Customer support
Copyright 2025 l MoneyMe Financial Group Pty Ltd l ABN 40 163 691 236 l Australian credit licence number 442218 | Credit criteria, fees, charges, terms and conditions apply.