Personal loans for kicking goals

Low rates starting from 5.99% p.a. (comparison rate from 6.70% p.a.*) with money in your bank account in as little as 60 minutes.

Won't impact your credit score!
Personal Loans

Why our customers love us

Low rates that
beat the banks

MONEYME

from 6.70% p.a.

ANZ

from 8.18% p.a.

NAB

from 8.53% p.a.

Westpac

from 9.18% p.a.

CommBank

from 9.64% p.a.

Click here for important information on comparison rates. All rates are for variable rate loans, unless noted with an asterisk (*), which indicates a fixed rate loan. Comparison excludes short-term promotional rates. Last updated 31/03/25.

Won't impact your credit score!

A personal loan built around you

Great low rates

Great low rates

Low rates that beat the banks. Put more money back in your pocket.

Your loan, your timeline

Your loan, your timeline

Choose a loan term that fits your budget. No early repayment fees.

Get a quote in minutes

Get a quote in minutes

See your interest rate and repayments without impacting your credit score.

Same-day loans

Same-day loans

Fast approvals, instant transfers. Money in your account in as little as 60 minutes.

Personal loan calculator

Enter your loan details

Don't know your score? Check for free

Estimated monthly repayments

$0.00

Example variable interest rate

8.7% p.a.

Comparison rate*

10.08% p.a.

Total charges

$0.00

Total repayments

$0.00

It won't affect your credit score!

Award-winning lender

Award atf
ratings

Low rates, no surprising fees

Variable interest rate

5.99

%p.a.

up to

24.49

%p.a.

Comparison rate*

6.70

%p.a.

up to

25.87

%p.a.
Won't impact your credit score!
Check our rates

Establishment fee

$0 - $395

Loans up to $15,000

$0 - $495

Loans above $15,001


Loan term

3 to 7 years


Our fees

$10

Monthly fee

$0

Early exit fees

*This comparison rate is based on an unsecured variable rate personal loan of $30,000 for a term of 5 years. Rates displayed are for customers with an excellent credit history, where a $0 establishment fee applies. For other borrowers, an establishment fee of $395 or $495 will apply, based on loan amount. A $10 monthly fee applies to all personal loans. WARNING: This comparison rate is true only for the example given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.

Get a quote for a personal loan in minutes

You can check your personal loan interest rate and repayments online with an obligation-free quote. It only takes a few minutes and there's no impact on your credit score.

1Check your rate and repayments

You can get a conditional loan offer in just minutes without impacting your credit score!

2Submit your application

Review your loan offer, accept it, and you'll get an outcome typically within 60 minutes.

3Same-day funding

Once approved, we'll transfer the money to your bank account immediately, even on weekends.

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Must be Australian citizen, New
Zealand citizen or permanent resident

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Earn more than $30,000 p.a. from employment

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Must at least be 18 years old

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Bank-grade security

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‘Read only' access to accounts

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256-bit data encryption

Won't impact your credit score!
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A different kind of lender

Quick quotes, fast approvals

Quick quotes, fast approvals

We cut out unnecessary paperwork and delays with lending that's fast, simple, and built around you.

Transparent and flexible

Transparent and flexible

No lock in contracts, hidden fees or surprises - just flexible options that keep you in control.

Real support, real fast

Real support, real fast

Speak to a real person if you have questions, we usually answer calls in seconds.

For people and the planet

For people and the planet

We care about our social and environmental impact, and we're proudly B Corp Certified.

Won't impact your credit score!

Cash Loans Darwin

Are you a resident in the Northern Territory and looking for access to fast cash loans in Darwin? We’re Australia’s online money lender offering instant loans right across Australia, including the country's gorgeous outback and northern regions. We offer both short term loans and long term personal loans for balances between $5,000 and $50,000 all online and all in a matter of minutes. Get approved for cash loans Darwin now and start living your life, your way with the money you need today.

Where to get cash loans in Darwin?

MoneyMe is an online money lender operating right across Australia and offering you fast cash loans in Darwin and surrounding areas. Our online application form takes you just 5 minutes to complete and submit because we don’t need reams of paperwork, we don’t need to call your employer and we probably won’t even need to phone you. We use an intuitive and fast software solution to quickly and fairly evaluate all online applications for quick loans and our Freestyle Mastercard, the online credit card that lives in your smartphone rather than your wallet.

If you’re looking for fast access to some easy money, then you’ve come to the right place. We offer unsecured personal loans for balances between $5,000 and $50,000. All you need to meet our personal loan eligibility is be at least 18 years of age, currently employed and a permanent resident in Australia. We offer low doc personal loan applications that request a 90-day bank statement from your online banking platform which we use to instantly verify details like your income, your living expenses and other debt commitments that you currently have.

At the end of your application form, you’ll be asked to input your online banking login. This is securely managed by illion’s bank-level encryption software and does not give your personal loan broker access to your account or even visibility of your login details. Instead, it gives us a PDF format (read-only) statement we use to instantly approve you for your desire loan amount or our Freestyle online credit card.

Freestyle from MoneyMe works just like any other credit card offering a revolving line of credit from $1,000 to $20,000 instantly. There’s no lengthy waiting period because we don’t send you a plastic bank card. Instead, Freestyle lives on your smartphone so once approved you can start spending immediately. Customers are offered up to 55 days interest-free purchases made which means when you repay your credit balance on purchases within that period, you’re using an interest free credit card.

We offer easy loans for the customer seeking quick finance for things like a new car, for covering rental moving costs like bond payments and removalists, for people who need to cover costly medical bills and for planning big life events like an upcoming wedding, home renovations or even an epic holiday. Whatever you need a quick cash loan for in Darwin or the Northern Territory, MoneyMe is here to help to offer you an intuitive online application process, instant approvals and your funds the very same day (depending on who you bank with).

How to access cash loans?

Once you’ve been approved for any of our easy finance solutions, you’ll be sent an online credit contract. Review things like the fees and charges, loan repayment terms and interest rates to ensure that our offering is right for you and, when you’re happy, simply digitally sign your contract and send it back to us. When we have received a signed online contract, we transfer your loan balance immediately. For Freestyle customers, your credit balance becomes instantly available.

If you apply during our business hours, then typically you’ll receive a response within the hour. When we receive your signed contract the same day then most customers will have the fast cash within just a few hours. Same day loans from MoneyMe really are received the very same day.

How do the repayments work for cash loans?

Before you apply for any of our instant loans, it’s a good idea to take a look at an online loan calculator. These tools are designed to make it easy to see what sort of repayment and loan term works best for you. You can input a likely interest rate, loan period and amount that you’re looking for and then check that the monthly repayment option fits with your living budget. We are committed to responsible lending practise so we won’t offer you a finance solution we don’t think that you can comfortably afford.

Monthly repayments for your personal loan from us are directly debited for your peace of mind. If you’re in a strong financial position and you want to chop down on the interest that you’re paying, then you can close out your loan balance with us early without copping an early termination fee. For every successful credit product that you repay with us, your credit score increases which means that future applications for our quick loans and other financial products can be offered with higher credit limits and lower fees and charges. We like rewarding our customers.

Use a variable rate personal loan from MoneyMe to help you get ahead of your finances. Apply online now for our range of loans online including a personal loan for debt consolidation. Tidy up your bills and debt management with a single repayment option rather than paying multiple creditors.

To find out how much you could be approved for our cash loans Darwin, apply online now.

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Trusted by over 110,000 Aussies

4.6 review rating
Won't impact your credit score!

Purpose-driven
and responsible

At MONEYME, we're not just here to provide low rate loans - we're here to make a difference. We believe in providing smart, responsible lending that keeps you financially on track, whilst doing good for the planet.

As a Certified B CorporationTM we're big on sustainability. We hold ourselves accountable to the high standards of the B Corp movement, supporting renewable energy projects, doing our part for the community, and striving towards a greener future.

Explore our impact arrow right

*This comparison rate is based on an unsecured variable rate personal loan of $30,000 for a term of 5 years. Rates displayed are for customers with an excellent credit history, where a $0 establishment fee applies. For other borrowers, an establishment fee of $395 or $495 will apply, based on loan amount. A $10 monthly fee applies to all personal loans. WARNING: This comparison rate is true only for the example given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.

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Copyright 2025 l MoneyMe Financial Group Pty Ltd l ABN 40 163 691 236 l Australian credit licence number 442218 | Credit criteria, fees, charges, terms and conditions apply.