About MONEYME
Personal loans for kicking goals
Low rates starting from 5.99% p.a. (comparison rate from 6.70% p.a.*) with money in your bank account in as little as 60 minutes.
Won't impact your credit score!
Why our customers love us
Low rates that
beat the banks
MONEYME
from 6.70% p.a.
ANZ
from 8.18% p.a.
NAB
from 8.53% p.a.
Westpac
from 9.18% p.a.
CommBank
from 9.64% p.a.
Click here for important information on comparison rates. All rates are for variable rate loans, unless noted with an asterisk (*), which indicates a fixed rate loan. Comparison excludes short-term promotional rates. Last updated 31/03/25.
Won't impact your credit score!
A personal loan built around you
Great low rates
Low rates that beat the banks. Put more money back in your pocket.
Your loan, your timeline
Choose a loan term that fits your budget. No early repayment fees.
Get a quote in minutes
See your interest rate and repayments without impacting your credit score.
Same-day loans
Fast approvals, instant transfers. Money in your account in as little as 60 minutes.
Award-winning lender
Low rates, no surprising fees
Variable interest rate
5.99
%p.a.
up to
24.49
%p.a.
Comparison rate*
6.70
%p.a.
up to
25.87
%p.a.
Won't impact your credit score!
Establishment fee
$0 - $395
Loans up to $15,000
$0 - $495
Loans above $15,001
Loan term
3 to 7 years
Our fees
$10
Monthly fee
$0
Early exit fees
*This comparison rate is based on an unsecured variable rate personal loan of $30,000 for a term of 5 years. Rates displayed are for customers with an excellent credit history, where a $0 establishment fee applies. For other borrowers, an establishment fee of $395 or $495 will apply, based on loan amount. A $10 monthly fee applies to all personal loans. WARNING: This comparison rate is true only for the example given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
Get a quote for a personal loan in minutes
You can check your personal loan interest rate and repayments online with an obligation-free quote. It only takes a few minutes and there's no impact on your credit score.
1Check your rate and repayments
You can get a conditional loan offer in just minutes
without impacting your credit score!
2Submit your application
Review your loan offer, accept it, and you'll get an
outcome typically within 60 minutes.
3Same-day funding
Once approved, we'll transfer the money to your bank
account immediately, even on weekends.
Won't impact your credit score!
A different kind of lender
Quick quotes, fast approvals
We cut out unnecessary paperwork and delays with lending that's fast, simple, and built around you.
Transparent and flexible
No lock in contracts, hidden fees or surprises - just flexible options that keep you in control.
Real support, real fast
Speak to a real person if you have questions, we usually answer calls in seconds.
For people and the planet
We care about our social and environmental impact, and we're proudly B Corp Certified.
Won't impact your credit score!
Cash Loans Gold Coast
As a wholly online money lender, MoneyMe offers customers like you access to fast cash loans in the Gold Coast and surrounding area. Our online application process will take you just minutes to complete and submit and approvals are fast. When you apply during business hours you could have your approval and your funds transferred by the end of the day. Apply online now for a student loan, a short term loan to get you comfortably from payday to payday or refinance a personal loan and get ahead of your finances once and for all.
Where to get cash loans in Gold Coast?
Get fast cash loans in the Gold Coast and surrounding areas of Merrimac, Surfers Paradise, Southport and Broadbeach instantly with MoneyMe. We offer applicants a low doc personal loan application process that takes you just minutes to complete and submit online. We won’t ask you for lots of annoying paperwork and we probably won’t even need to speak to you about your application. Using our fast and intuitive software solution, you simply input your banking details at the end of your application and that gives your personal loan broker a 90-day bank statement showing in PDF format everything we need to verify your application data. We don’t see your login details or even keep them on file and we use illion’s bank-level encryption software to keep your details secure.
This is why we can offer instant loans to our customers for balances between $5,000 and $50,000 as well as our Freestyle online credit card for balances between $1,000 and $20,000. We have changed the way easy finance works, speeding up and simplifying the process to get you the money you need faster and completely hassle-free.
How to access cash loans?
Once you submit your online application for a personal loan or our Freestyle virtual Mastercard®, we return a credit offer to you. If you apply during our business hours, then expect a response within the hour. If it’s a variable rate personal loan then the loan offer will include things like your monthly repayment amount, the number of repayments, the loan term and interest rate, as well as any other fees and charges like establishment fees. If you’re happy with the easy finance offer that we have made you then simply digitally sign your contract and return it to us. The whole process takes just a few minutes.
When receiving a signed offer then we arrange transfer of your express loan funds immediately. These funds could hit your account in just a few hours, depending on who you bank with. Same day loans in the Gold Coast really are received the same day when you choose MoneyMe as your credit provider.
For Freestyle credit card customers, there is no lengthy waiting period while we send your new card in the mail. Instead, the Freestyle account is a virtual credit card and lives on your smartphone. You can use it for Tap n Pay shopping in-store or online shopping. You can even transfer cash amounts to your own or another person’s normal banking account if you need it.
Customers are offered up to 55 days interest-free on purchases made with their Freestyle account so if you repay your credit balance for purchases within that period then you are essentially enjoying the benefits of an interest free credit card. When compared to popular buy now and pay later shopping services, you typically receive on 42 days interest. With MoneyMe you could have nearly a whole fortnight longer to repay your purchases.
How do the repayments work for cash loans?
A quick cash loan from MoneyMe is a lump sum amount paid directly to your bank account. Your loan contract will clearly show you what your loan term is (how long you have to repay your new quick loan from us), how many repayments you need to make and what the interest rate is. Repayments are direct debited for your peace of mind, so you don’t need to worry about missing one.
As a MoneyMe customer, you receive an internal credit rating with us. For every successfully repaid cash loan Gold Coast or other credit product, you have with us, your rating increases to reflect what a stellar customer you are. Higher credit ratings give you access to higher credit limits and lower fees and charges. It’s our way of rewarding reliable credit customers.
To be eligible for any of our easy loans or our Freestyle Mastercard option, you will need to be at least 18 years of age, currently employed and a permanent resident in Australia. We check things like your credit history and current credit file as standard with all of our credit applications but don’t worry if your credit rating isn’t as good as it could be. We will take in the complete financial picture you send us before deciding on a loan amount and interest rate that we believe is fair and responsible.
Want to get your hands on fast cash loans in the Gold Coast? Apply online now to see how much you could get approved for today.
Trusted by over 110,000 Aussies
Won't impact your credit score!
Purpose-driven
and responsible
At MONEYME, we're not just here to provide low rate loans - we're here to make a difference. We believe in providing smart, responsible lending that keeps you financially on track, whilst doing good for the planet.
As a Certified B CorporationTM we're big on sustainability. We hold ourselves accountable to the high standards of the B Corp movement, supporting renewable energy projects, doing our part for the community, and striving towards a greener future.
Explore our impact
*This comparison rate is based on an unsecured variable rate personal loan of $30,000 for a term of 5 years. Rates displayed are for customers with an excellent credit history, where a $0 establishment fee applies. For other borrowers, an establishment fee of $395 or $495 will apply, based on loan amount. A $10 monthly fee applies to all personal loans. WARNING: This comparison rate is true only for the example given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
MONEYME acknowledges Aboriginal and Torres Strait Islander peoples as the first people and Traditional Custodians of the land and waterways throughout Australia. We recognise their continued connection to culture, community and Country, and pay our respects to Elders past and present. Learn more about our commitment here.
Our business hours
Sydney/Melbourne time
Customers
Monday - Friday
8AM-7PM
Saturday
9AM-6PM
Sunday
Closed
Partners
Monday - Friday
8AM-5PM
Saturday & Sunday
9AM-3PM
Customer support
Copyright 2025 l MoneyMe Financial Group Pty Ltd l ABN 40 163 691 236 l Australian credit licence number 442218 | Credit criteria, fees, charges, terms and conditions apply.